Hail storms are one of the most damaging types of weather. They can significantly affect the exterior of buildings. Many times, they damage siding, paint jobs, roofing and more. Hail is a significant concern for multi-family property owners in many areas. Preparing for hail damage and creating a plan for dealing with the aftermath of hail is a good strategy for any multi-family property owner.

You should have a good, comprehensive insurance policy that allows for the possibility of hail damage. Carefully review your policy to ensure that this situation is included. Some policies only cover certain situations. You’ll want to ensure that your multi-family unit is properly insured so that you aren’t stuck with expensive damages in the event of a hail storm. You will probably have to pay a deductible before the insurance kicks in to keep your policy costs reasonable. You should also review your policy and make sure that it covers other common natural disasters in your area. This is the best way to protect yourself from costly future repairs. Your insurance may increase slightly, but the protection is worth it.

One of the most important things you can do is build a relationship with an experienced multi-family contractor. They can survey your property ahead of time to help you understand where your properties weaknesses are when it comes to hail. If you’ve already formed a relationship with an experienced contractor, you can contact them in the event of a serious hail storm. They will help you make a plan for rehabilitating your property after damage occurs.

Your multi-family contractor will carefully survey your property after a storm occurs. They can take note of all the damages. A good project manager will work with your insurance company to help ensure that your damages are properly covered. If damages are significant, you may need to plan repairs so that there is minimum disruption to your tenants. A project manager can help you prioritize repairs so that you can tackle projects by priority. You may be able to delay some repairs for the short term and focus on the most important issues.