There are several reasons to use a local construction company for insurance claim assistance. A building contractor who has an established reputation is familiar with this type of claims process for one thing. The company also can lead you step by step through the process to be sure that your residential or multi-family dwelling is properly restored.
After a hail or wind storm; or after any storm or problem which causes damage, it is advisable to call an experienced general contractor who has such things as roofing and siding experience along with water and fire damage knowledge. Whomever you choose should do a detailed inspection of your property to check for damages according to whatever the problem was. If damage has occurred, then photos should be taken by the company representative, and you should be provided with a report. If there isn’t any damage, then you’ll have the peace of mind knowing that your property is safe because an experienced professional did the inspection. If damage has occurred, then an insurance claim will need to be filed.
When damage is found
When damage is found, then you need to call your insurance company to report it. The construction company that you chose as your insurance restoration contractor will be able to help you with this step. An adjuster will be assigned to you by the insurance company then when a claim is reported. The contractor you have chosen will additionally send a field representative to meet with the insurance adjuster at the damaged property. The field representative will go over all the damages that were caused by the storm or event such as a fire, making sure that nothing is overlooked and no damage is unaccounted for by the insurance adjuster.
Once the adjuster has looked over the damage, he or she will give you a claim summary that details what the cost of the repairs or replacements will be. If the difference is below what a fair market price is, then the contractor will negotiate for the difference.
Using a local contractor means you have a professional dealing with another professional who is there to represent your interests.