Category Archives: Catastrophic Restoration

Why Recoat a Roof on Your Rental

tenant-damageA roof is made up of at least four layers. These layers consist of insulation, a waterproof membrane, some type of roof adhesive and the materials that make up the roof like plywood and shingles. So why bother doing a roof coating to the roof of your rental unit? The reasons are listed below:

  • It costs less to restore a roof: If you have to replace a complete roof, it’s expensive in materials and in labor. Depending upon what roofing you choose for your multi-family dwelling, it can cost between $18 to $20 a square foot on average to reroof. But if you restore your roof, it requires less in materials and less labor. This would cost about $6 to $9 a square foot on average.
  • You can extend your roof’s life by restoration: Restoration can add about 10 to 15 years onto the life of your roof. A commercial roof lasts about 20 years so if you restore it, you can make future plans for replacement in your upcoming budget then.
  • It’s more sustainable to restore: Because you’re reusing your existing roof where you can, restoration is a much friendlier environmental option. It helps to keep roofing waste out of landfills which you pay to haul away additionally. As another bonus too, it will make your building much more energy efficient and could help you to qualify for LEED Certification or ENERGY STAR credits.
  • Catastrophic loss can be prevented with restoration: Your roof will only get worse if it’s ignored. The potential for damage and the cost to restore it will only rise as time goes by, along with the damage a bad roof can do to your rental property. So, if the roof isn’t dealt with in a timely way, the only option will then be for total replacement of the roof and perhaps extensive repairs to the interior of your rental property. The damage you deal with also may be from a pest invasion of insects and rodents because they have been given access ways into the dwelling place because of property deterioration. All of this can put your tenants and business at risk.

Having your roof checked by a professional roofing contractor is the smart thing to do.

Why Use a Local Construction Company for Insurance Claim Assistance

There are several reasons to use a local construction company for insurance claim assistance. A building contractor who has an established reputation is familiar with this type of claims process for one thing. The company also can lead you step by step through the process to be sure that your residential or multi-family dwelling is properly restored.

texas-hailInspecting your property

After a hail or wind storm; or after any storm or problem which causes damage, it is advisable to call an experienced general contractor who has such things as roofing and siding experience along with water and fire damage knowledge. Whomever you choose should do a detailed inspection of your property to check for damages according to whatever the problem was. If damage has occurred, then photos should be taken by the company representative, and you should be provided with a report. If there isn’t any damage, then you’ll have the peace of mind knowing that your property is safe because an experienced professional did the inspection. If damage has occurred, then an insurance claim will need to be filed.

When damage is found

When damage is found, then you need to call your insurance company to report it. The construction company that you chose as your insurance restoration contractor will be able to help you with this step. An adjuster will be assigned to you by the insurance company then when a claim is reported. The contractor you have chosen will additionally send a field representative to meet with the insurance adjuster at the damaged property. The field representative will go over all the damages that were caused by the storm or event such as a fire, making sure that nothing is overlooked and no damage is unaccounted for by the insurance adjuster.

The results

Once the adjuster has looked over the damage, he or she will give you a claim summary that details what the cost of the repairs or replacements will be. If the difference is below what a fair market price is, then the contractor will negotiate for the difference.

Using a local contractor means you have a professional dealing with another professional who is there to represent your interests.

Repairing Water Damage on a Multi-Family Dwelling

56577481_sWhen repairing the water damage of a multi-family dwelling, there are some things to consider. First of all, is it a hole or weak spot in the roof that needs patched or does the whole roof need to be redone? Or do you need to replace a collapsed ceiling inside the multi-family building or just repair it where it leaked? Is the building structurally safe or did the damage compromise the integrity of the building? Is the damage from a rain storm; or a more severe storm or flood? Also, do you need to call a professional contractor to access and repair the damage?

So below are the signs of structural damage where you will need professional help:

  • If the building has shifted its position on the foundation; or if there are stairs have shifted and walls now slant and there are broken pilings.
  • If the floors aren’t level or if a crawlspace or the walls of the foundation have caved in or cracked.
  • If the foundation has been undermined by erosion that’s cut into the soil at the bottom of the foundation.

Now if the building has been damaged you need to have these steps taken:

  • Remove the damaged materials and permit the building to dry out. To prevent additional water damage, protect with tarps and other barriers that will contain the water where you need to. Some materials which have been water damaged can be salvaged, but some can’t. Also by reusing materials that haven’t dried thoroughly in repairs, they can buckle or cause mildew problems.
  • You can keep drywall that has only been dampened by rainwater that’s clean. The drywall can’t be sagging, can’t be mildewed and it can’t have lost its smooth texture. However; wet insulation has to be removed immediately from the ceiling, and walls need to dry completely before you can repair them if you are not tearing them out.
  • If any materials can be salvaged, move them to a place that’s dry and secure. Also, you can remove the materials which aren’t salvageable to another area, but make sure you save them until the insurance adjuster sees them.

If handled correctly, damages can be repaired smoothly, but seek professional help for the things you cannot do correctly and to code.

Finding a Contractor to Fix Hail Damage

hail-damageThe roof of your multi-family unit has been through a hail storm and you can see the damage without even having to climb on a ladder. Your insurance company is willing to pay for repairs, but you have to submit a bid of how much it’s going to cost from a professional contractor. So what do you look for in a contractor, and what questions should you ask? Well, below are some suggestions to help you:

  • First of all, ask other business owners who they use or if they have any suggestions. Sometimes finding the right contractor is done by finding someone who comes with a personal reference from someone you know.
  • When checking contractors, verify licenses and see if they are bonded. Also ask if companies have property insurance, Workers Compensation Insurance and general liability insurance.
  • Ask for references so that you can call and see what the past customers thought of the work done and if service was provided in a timely manner.
  • Make a verification that the contractor and any sub-contractors being used have state business filings which are up-to-date and applicable. Also run criminal background and sex offender checks on both the contractor and subcontractors. You’re hiring people that will be around your tenants and possibly the tenant’s children.
  • Finally, run a check and see if there are any civil judgments or liens against the contractor or if the business has any financial problems.

In addition, you’ll want to ask what experience the contractor has had with hail damage. You will also want to know how long the contractor has been in business, and what is the contractor’s work-style. So does the contractor work weekends? How late does the contractor work? Will the contractor take on other jobs while doing the work you need to be done? Ask any question that you feel you need to have answers to in order to feel that this is the person you want to work with.

When hiring a contractor, you really need to know what questions to ask and to always check references.

Fire Restoration in a Multifamily Rental

41504663_sIf a fire were to occur in your multifamily rental property, there is help for you to get your rental property back into shape which should be done in an orderly way. Now the first thing you do after a fire, and you have made sure everyone is okay, is to contact your insurance agent to get an assessment of the damage and the money needed to do the repairs. At that point, your agent may recommend a professional fire restorer. These professional not only can tell you which items can’t be saved, but can provide hints to prevent further damage to the property. They can also give you an estimate for the totally cleaning and deodorizing your building.

However, in the meantime, after having permission from the fire marshal to enter your building and start work, you can open the windows to get air moving. If there has been a lot of water damage and the weather is warm; however, you will want to keep the windows shut and use a dehumidifier before this.

Now when you do hire a fire restoration service, they will remove the soot with a heavy duty vacuum. If the carpets and drapes have been affected by smoke, they will have to be deodorized before being cleaned professionally too. The carpets will have to be professionally cleaned twice, before the repairs are made and then again after the repairs. Additionally, in some cases, the carpet may have to be removed so the floors underneath aren’t ruined.

To continue, if your walls are plaster, the fire restoration company can use a process called “thermal fogging.” This process uses a warm chemical fog which penetrates your walls and building just like the fire did. This process neutralizes the smoke odor too as it goes through the building.

Also keep in mind that you will want to consult the restorers about your heat ducts and removing the smoke odor from them. In this case, they may use a chemical sealer to do the smoke removal.

A fire can be costly, but with the right fire restoration company, you’ll be back in business again.

Preparing Your Multifamily Building for Hail Storms

Hail storms are one of the most damaging types of weather. They can significantly affect the exterior of buildings. Many times, they damage siding, paint jobs, roofing and more. Hail is a significant concern for multi-family property owners in many areas. Preparing for hail damage and creating a plan for dealing with the aftermath of hail is a good strategy for any multi-family property owner.

You should have a good, comprehensive insurance policy that allows for the possibility of hail damage. Carefully review your policy to ensure that this situation is included. Some policies only cover certain situations. You’ll want to ensure that your multi-family unit is properly insured so that you aren’t stuck with expensive damages in the event of a hail storm. You will probably have to pay a deductible before the insurance kicks in to keep your policy costs reasonable. You should also review your policy and make sure that it covers other common natural disasters in your area. This is the best way to protect yourself from costly future repairs. Your insurance may increase slightly, but the protection is worth it.

One of the most important things you can do is build a relationship with an experienced multi-family contractor. They can survey your property ahead of time to help you understand where your properties weaknesses are when it comes to hail. If you’ve already formed a relationship with an experienced contractor, you can contact them in the event of a serious hail storm. They will help you make a plan for rehabilitating your property after damage occurs.

Your multi-family contractor will carefully survey your property after a storm occurs. They can take note of all the damages. A good project manager will work with your insurance company to help ensure that your damages are properly covered. If damages are significant, you may need to plan repairs so that there is minimum disruption to your tenants. A project manager can help you prioritize repairs so that you can tackle projects by priority. You may be able to delay some repairs for the short term and focus on the most important issues.

What to do After a Fire at Your Investment Property

Fires can be catastrophic events at any property. When you own a multi-family investment property, you have a number of concerns that you’ll need to address. Is anyone injured? How extensive is the fire damage? Is there water damage from fire rescue efforts? Is any of the property recoverable?

These concerns can seem overwhelming after a fire. Ideally, no one is seriously hurt and you’ll only have to address the property issues. The most important thing a multi-family property owner should do is purchase the appropriate insurance coverage. You should talk extensively with your insurance agent so that you understand what is and is not covered. Ideally, the policy should cover buildings and content insurance so that both you and your tenants are covered.

Fire in Building SaskatchewanIf you have a fire at your multi-family investment property, you should contact your insurance company immediately. They can help you through the initial process of assessing damage and resolving pressing concerns. It’s also important to contact your multi-family construction company. Hopefully, over time, you’ve developed a relationship with an honest, ethical company that can support you throughout the restoration process.

Often, insurance companies undervalue damage so that payments are smaller. However, if you consult with your contractor earlier, you may be able to find all the damage and notify the insurance company about all the issues you are facing. A good contractor can review your property and work directly with the insurance company to ensure that you are getting the coverage you deserve.

After the fire, you will likely have many issues to deal with. It can be difficult to prioritize, especially when there is extensive damage. Your contractor can help you decide what you need to tackle first. You can then make a list of all the work that needs to be done and set a schedule for completing all the tasks. It may take time to complete all the repairs. Your multi-family construction company can advise you on how to address repairs in a manner that will keep your tenants comfortable and restore your property to its former condition.

Emergency Repairs

storm-photoWhen you own a multi-family property, emergencies can come along at any time. Weather is a common cause of emergency problems. Hail, high winds and ice can damage roofs, siding, windows and stairs. Sidewalks walks can crack and gutters can fall. Fences can be damaged by a number of factors including car damage and storms. These sorts of repairs need to be fixed quickly because they can compromise the safety of residents.

Emergency repairs are not limited to external problems. Water leaks can occur in any part of a building. Hot water heaters can stop working. Plumbing backups can occur in single or multiple units. Weather problems can encroach on building interiors and cause water damage. A variety of electrical issues can affect tenants. These can range from minor power outages to major electrical system failures. Internal emergencies need to be remedied quickly because they directly affect your residents and their quality of life.

Some repairs need to be addressed quickly because they affect the appearance of your buildings. They can make your property appear shabby and neglected. This becomes problematic when you want to attract new tenants. They will notice the damage immediately. These are the reasons why it’s important to have a relationship with a reliable commercial construction company. A commercial construction company can help you solve problems quickly in many different circumstances.

Building a partnership with a commercial construction company can help you manage emergencies quickly and efficiently with minimal disruption for your tenants. How can you tell if you’re working with a good commercial construction company? They should avoid using high pressure techniques to get you to commit to projects. The company should also have strong reputation in the community that has developed over a long period of time.

A commercial construction company can help you with a variety of projects. Their assistance is invaluable when you are dealing with an emergency situation. The company will have experts on hand that are experienced with plumbing, welding, concrete, siding and roofing. They will also have specialized technicians that can handle electrical and plumbing problems immediately.  You’ll also find that a good company can help you manage a wide variety of projects in addition to emergency repairs.

Dealing with the Aftermath of Hail

texas-hailHail is one of the most damaging types of weather. It can ruin roofing, dent siding, scrape paint and damage gutters. Hail can break and crack windows and damage window framing. Sometimes hail is accompanied by high winds which only compound the damage.  One of the most frustrating aspects of hail damage is that it is completely unpredictable. Hail storms don’t arrive on schedule. After the storm, you will probably be scrambling to fix the most serious problems. Then, you’ll need to deal with less pressing types of damage.

Commercial construction companies can help you deal with the repair problems immediately. Multi-family construction companies have experienced responding quickly to emergency situations. A reputable commercial construction company won’t try to exploit the situation and charge you more money because of the urgency of the situation.

There are several common types of hail damage to roofs. Some are more noticeable than others. An experienced commercial construction company can help you identify many of the common issues. They will notice common roofing problem which include missing shingles, leaks and cracked and broken tiles. The commercial construction company may notice further details such as dented asphalt shingles and dents on gutters.

A reputable multi-family construction company is a great resource because the organization can assist you with a wide variety of issues. They can do partial roof repairs or full roof replacement when necessary. The multi-family construction company will be familiar with the common areas of damage to multi-family units. They’ll be able to find leaks that you might notice until the leak has created significant damage.

The advantage of working with a multi-family construction company is that they have expertise in a wide variety of work. They will have a stable staff that you can depend on to show up on time and complete the work carefully and thoroughly. You won’t have to deal with the hassle of multiple contractors yourself. The commercial construction company will appoint a project manager to coordinate all the work that needs to be done. A multi-family construction company will also help you manage the logistics of repairs. You’ll want to the work done in a manner that interferes as little as possible with the comfort of your tenants.

Prioritizing Repairs after a Major Storm

Major storms can have a devastating effect on properties. Multi-family property owners have special concerns. They need to get their properties back in shape quickly to protect tenants and attract new residents. Commercial construction projects can be overwhelming, especially after major storm damage. Working with an experienced commercial construction company can help make the process as smooth and painless as possible.

Property owners usually have to prioritize commercial construction projects since there is so much time and expense involved. The insurance reimbursement process is time-consuming, especially when a storm has damaged extensive parts of the region. Commercial construction projects often need to be completed quickly so that the business isn’t damaged.  Property owners need to quickly assess damage and plan storm damage repairs to protect their property investments.

storm-recoveryYou should consult with a commercial construction contractor immediately to assess the damage to your property. The contractor may be able to provide your insurance company with much of the information necessary to file a claim. Most important, the contractor will help you determine which repairs are imperative and which can be postponed. Serious damages to the roofing, windows, plumbing or sidewalks will need to be addressed immediately. A commercial construction company with multiple areas of expertise will be a strong support for you during the rehabilitation project. The contractor will have expertise will all aspects of the issues you will need to deal with. You won’t have to coordinate with multiple businesses to repair your property.

Your commercial construction company should provide you with a project manager to guide you through the process. You should receive detailed information about what each rehabilitation project will entail. The information should include timelines, estimates and itemized costs for each item. You can ask your commercial construction project manager to meet with your insurance company to expedite the rehabilitation process. The parties can meet and come to agreement about the extent of the damages. This will help ensure that the reimbursement you receive from the insurance company will cover the costs of the repairs you need to make. The collaborative process will help you get the best results for the most reasonable costs.